Building, stock, furniture & fittings and contents are insured against Fire, Explosion, Pays loss of or damage to the property or any part thereof contained within the premises specified in the schedule or any damage to the premises for which the insured is legally responsible following housebreaking involving:

ā€œViolent or forcible entry to or exit from the premises causing visible damage to the premises or part thereof.ā€

Underwriting Guidelines

  Duly filled in and signed proposal form to be submitted

  Under insurance and contribution apply.

Exclusions

  Dishonesty on the part of employee/s

  Theft of money and other securities

  Mysterious disappearance

  Loss of or damage due to fire or natural perils

  Theft that is not forceful e.g. use of a key, shoplifting or use of a trick

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